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Debt can hang over anyone’s head like an eternal storm, unfortunately whilst we are incurring the debt we are not considering the implications thereof. The high cost of debt from the interest and finance charges is literally like throwing money into the water.
Consolidation of debt is an option that is available to most people, especially [...]

It is very seldom that the average man on the street can claim to be absolutely debt free. There are various reasons that we will always incur debt, and some of these reasons will vary from one person to the next. How we actually got into some of our debt can be questionable at times, [...]